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aight lets put it like this...lets say the OP never withdrew the money and left it in his paypal....the chargeback would've put his account from 441 to 0....which means he didnt get a dime for his shoes and his shoes is in Faces hands....i think you're having trouble understanding what a chargeback is....face got credit back on his cc for that purchase which means he didnt pay a dime for the shoesOriginally Posted by LifeLessons
Read your Number 2 . When OP directs the money to his bank account ... Face (nor the credit card company) can touch that money .Originally Posted by Chi ILL
1. face sent sneakaprince the money for the shoes
2. when the money got in his account sneakaprince withdrew it and sent it to his bank account and shipped the shoes to face
3. when face saw the shoes had shipped he issued a chargeback through his credit card
4. paypal issued the charge back and took the money out of sneakaprince account (which is 0.00 now) and it put his account at (-441.00)
5. face got the credit back on his cc...and now sneakaprince is in debt with paypal....
so in the end face didnt pay anything because the credit (money) was put back on the cc.....and sneakaprince is in debt w/ paypal...and even if he did put the money back in his paypal to pay off the debt he's still out of his shoes...so its a no win situation for him
and i know this is what happened because this %%@% happened to me before....i've been through this stuff...thats why i dont mess w/ paypal anymore
When the chargeback was issued by the Credit Card Company ... I think OP's Paypal balance was 0.00 .
So when the chargeback was issued ... it became $-441 .
How is that Face scamming ? I don't get it . That doesn't even make sense .
You got the money for the kicks .
This is a totally different situation .
and yea the OP got the money but now his account is in a negative balance (sort of like an overdrafting your bank account).....and if the OP spent the money before that happened then that means he has to pay paypal that 441 or they're going to send his info to a collections agency which also means its going to show up on his credit report....
all in all thats foul a 27 yr old is going to put a college student in that type of situation...foul as hell
word like shwap i dont really care, but like chi i dont like seeing unnecessary misunderstandings, i ilke things to make sense. But if the money is tied up inpaypal, face nor the cc company has it.