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Look for sales, my friend. The Paul Smith one I bought last year retailed for around $1,200. I scooped it up with the quickness when it dropped to $700.Any brands that have good quality overcoats for under 650?
I saw a nice Billy Reid one at Nordstrom on sale for about $500, 55% off or so last week. I didn't get it because the color was too similar to the PS one I have.
A top coat is what I want this year....red with gold buttons, preferably double breasted
I think you will be able to score a nice one during summer with that price range.