- 12,660
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- Joined
- Jun 4, 2008
The higher bonus for in branch approvals will remain until March 12th. Head to your local Chase branch and flourish famb
Wait, was I supposed to go to a chase bank to get the higher bonus points?
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The higher bonus for in branch approvals will remain until March 12th. Head to your local Chase branch and flourish famb
The higher bonus for in branch approvals will remain until March 12th. Head to your local Chase branch and flourish famb
Wait, was I supposed to go to a chase bank to get the higher bonus points?
mine went up 6 points.... 700 is so far away far away for me lolTwo inquiries dropped of my report on New Year's Day, and my car note got reported again. Only went up about seven points, but I'm getting closer too the 700 club. Gonna try to tackle this collection that's been holding me back.
What's so good about the chase card? I have a Navy federal cash rewards card: should I get another card?Anyone looking to get a Chase Sapphire Reserve, hurry. On January 12th, the sign up bonus gets cut in half.
You'll get there fam. I was at 539 when I first started checking my credit. I've came up a little more than 100 points in less than a year. Just keep grinding and be patient with it.mine went up 6 points.... 700 is so far away far away for me lol
Reached 4k on my CSR
Amex gift card no fees promo plus Venmo trick was clutch
Now where to travel to?
Anyone looking to get a Chase Sapphire Reserve, hurry. On January 12th, the sign up bonus gets cut in half.
^ I had a balance of $300.
First time I ever had a balance (usually pay off everything before the due date). It was through no fault of my own -- Nordstrom Rack is notorious for charging your CC early, which posts on the next business day.
$450 annual fee...nah
Only minimal credit usage now -- which is the $300 balance I hadSo you're not showing any credit usage now? Or did you pay it down and it still reports something small? If it's the former that's interesting. Once I pay my cards down I may try to show no usage one month and see what happens^ I had a balance of $300.
First time I ever had a balance (usually pay off everything before the due date). It was through no fault of my own -- Nordstrom Rack is notorious for charging your CC early, which posts on the next business day.
Only minimal credit usage now -- which is the $300 balance I had
Interestingly enough, those huge jumps 742 -> 762 and 762 -> 798 were both months where I intentionally left a small balance (just to see if my CC score would change at all).
Not as bad when you look at the benefits of the card but if you dont use CCs or dont travel then stick to no fee ones.$450 annual fee...nah
This.$300 travel credit though. So $150 annual fee essentially
Yea, paying 300 every two weeks should be finished another two collection payments before valentine's dayYou'll get there fam. I was at 539 when I first started checking my credit. I've came up a little more than 100 points in less than a year. Just keep grinding and be patient with it.
Yeah I'm ready to pay my collection off. Hopefully I can hit that pay for delete. Then I'll start helping my girl with her credit so we can flourish together in 2017.Yea, paying 300 every two weeks should be finished another two collection payments before valentine's day
Feels good to be paying off crap, and see your credit rising....
Capital 1 showed some auto cli love on my secured card today, which is my 6 month anniversary on it. Went from 401 cl to 701 cl.
I max the card out about 2 times a month and pay most of it off. Leave about 59 on the card, get charged the interest and repeat all 6 months in case others with the card want to know how to flourish.
They are now accepting 640 minimum for fha loans. But I would say 720 and higher you should be good. Nothing in collections obviously.Whats a good score to have for when applying for a home?
You shouldn't be paying interest on the card bro. You can show credit usage/ on time payments without being charged interest
Asked on the last page but didn't receive an answer...
What is the Venmo trick with the CSR?