Hide Ya Wives, Hide Ya Kids: Worldwide Coronavirus Pandemic!

[Nike Still Sux]

I'm in the same boat here in Florida too. Can't even get a hold of someone to reset my PIN so I can login to the broken website.

Contact your senator's office.

 

[wuchi01]

I still plan on taking ALL of my money out of my 401k by October and putting a pretty decent down payment on a house. This 1500/mo rent out here for an 1100 sf 2 bedroom here in Colorado is not the move. I can go back home and buy a house that's more than twice the space and being paying half what my rent cost on the mortgage. If I were single I'd buy a condo in the Philippines and retire at 35.

Fyi:
Double check the tax and/or any penalties on that withdrawal if not of age.

Can I Use My 401(K) to Buy a House?

You can use some money in your 401(k) to buy a house, but there are downsides. Learn how to use 401(k) money to buy a home and more about your other options.

www.investopedia.com

 

[ballinsam23]

If you can afford a down payment of 20%. Never ever rent.

 

[jewseejay]

If you can afford a down payment of 20%. Never ever rent.

Horrible advice.

There is no one size fits all solution to home ownership. Where you live, your credit score, your liquidity all matter. Gotta make smart decisions. Sometimes the smart decision is to rent... eventually tho yes everyone should own property. Jus don't let your emotions guide you into making silly decisions.

 

[ballinsam23]

Where you live, your credit score, your liquidity all matter.

Which all goes back to if you can afford.

 

[slaughterx]

I can afford 20%... but I don't think buying at house in Colorado rn is a good move, it's high as **** and I feel like it will collapse soon.

Fyi:
Double check the tax and/or any penalties on that withdrawal if not of age.

Can I Use My 401(K) to Buy a House?

You can use some money in your 401(k) to buy a house, but there are downsides. Learn how to use 401(k) money to buy a home and more about your other options.

www.investopedia.com

Read up on the CARES act

 

[pdino]

I can afford 20%... but I don't think buying at house in Colorado rn is a good move, it's high as **** and I feel like it will collapse soon.




Read up on the CARES act

There's no additional taxes/penalties due to CARES act. But, it will be taxed at your income rate. Let's say you make 100k, you do 100k withdrawal, you'll be taxed for 200k. Cares act allows the withdrawal without the normal early penalty, and allows you to spread the 100k withdrawal to be taxed over 3 years if you want (Ex. this year 133k taxed, next 2 years +33.33k to your income. Or you can pay it back as well)

 

[wuchi01]

Read up on the CARES act

Understand. But income tax hit (now spread over 3 years) still remains. Prob still manageable though.
Good Luck to you both with kid and housing plans.
Stay Safe.

The CARES Act Makes It Easier To Withdraw from Your 401(k). Here's What to Know Before You Do

There are still plenty of downsides.

money.com

 

[slaughterx]

Thanks, I'm loking at it like... if it's gonna save me $700-800 a month in rent and actually have that money going into something of my own then that's the move, but it's all about convincing her at this point.

 

[RIP sleazyy]

DK if posted in here, too lazy to check

https://www.cell.com/cell/pdf/S0092-8674(20)30494-3.pdf

highlights and brief

In Brief
Using llamas immunized with prefusion- stabilized betacoronavirus spike proteins, Wrapp et al. identify neutralizing cross-reactive single-domain camelid antibodies, which may serve not only as useful reagents for researchers studying the viruses causing MERS, SARS, and COVID-19, but also potential therapeutic candidates. Crystal structures further reveal how these antibodies bind spike proteins to prevent virus entry into cells.
Highlights
- VHHs isolated from a llama immunized with prefusion- stabilized coronavirus spikes
- Structural characterization of VHHs reveals conserved mechanism of neutralization
- SARS-CoV-1 S-directed VHH cross-reacts with SARS-CoV- 2S
- Bivalent VHH neutralizes SARS-CoV-2 pseudoviruses

 

[had pants]

 

[shibadekobe]

 

[everysingletime]

DK if posted in here, too lazy to check

https://www.cell.com/cell/pdf/S0092-8674(20)30494-3.pdf

highlights and brief

Something similar was posted about llama cells but cool stuff anyway

Hopefully it'll lead to something positive

 

[everysingletime]

CUOMO: 161 NEW VIRUS DEATHS IN N.Y. - LOWEST SINCE MARCH

Lol landscaping in my neighborhood never stopped.

I guess the gardeners never got the memo or didn't care

 

[tomdiginson]

CUOMO: 161 NEW VIRUS DEATHS IN N.Y. - LOWEST SINCE MARCH

Basically rich people ****

 

[everysingletime]

That tweet scary lol

 

[shibadekobe]

LAX STARTS MANDATORY MASKS FOR EVERY PERSON ENTERING THE AIRPORT PROPERTY - FBN

 

[everysingletime]

Where are we with shutdowns in America? Two months in?

 

[had pants]

 

[bigjny88]

 

[shibadekobe]

"The U.S. reopening (aka: Ho)"

 

[shibadekobe]

 

[shibadekobe]

 

[stuntman mike]

HAARP is working overtime. They know what they’re doing.

It’s not coincidence that during a pandemic - when a virus can survive immensely during temperatures of 30-50 degrees - that we’ve seen consecutive days of snow in May for the first time in my life. Mid May at that.

We need more acknowledging of the powers the government hold during this time - and not brush it off as some sort of coincidence.

Now we’re looking at a bill labeled HR - 6666 ‘TRACE’ act where it gives unlimited powers to government during a pandemic, which include running up on your house and taking you away even with no slight evidence of you being infected by COVID-19.

If there were ever a time to properly riot (calling all rioters....*crickets*) now would be the time.

yikes. is this a joke? aren’t you a mod or used to be a mod?

 

[equality]

I think a big flaw in the medical studies are they're focused on what COVID specifically does to mortality rates and health. It's a very singular objective and purpose they're trying to solve for. It doesn't consider the effects of mental health and what economic strain does to one's health, as those take a longer time to play out and can't be measured as objectively as deaths by COVID19.

That's not to say longer restrictions aren't the answer. I am all for those. But we need to start considering a balance between the two. I know people that are mentally losing it from joblessness and their businesses failing - if healthy young people are relatively safe from COVID, they most definitely are not immune to damaging mental health and financial ruin.

As with many things in the world, this is not black and white.

Those who say "shut everything down until a vaccine is found" and "open everything up now" are both wrong