aslaim
Banned
- 74
- 62
- Joined
- Sep 24, 2013
just graduated pharmacy school with 300k in debt....smh
about to live frugal for the next 10 years.
about to live frugal for the next 10 years.
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just graduated pharmacy school with 300k in debt....smh
about to live frugal for the next 10 years.
Actually he did it all the way right. That professional degree is going to him net him that 300K many times over during his work career. I graduated from med school with 200K+ in loans, and after just a couple of years of work its all paid off. Best advice I can give to professional degree students is pay the loans off as soon as possible. Don't let some bank earn interest off your 100K+ debt, and hard work. Remove that burden and you are home free!300 k?
naw, famb... you did it all the way wrong...
Hook 'em!Starting at BU for my Masters.Undergrad at University of Texas-Austin. Go Longhorns
Still in undergrad but I need some advice NT.
I just transferred from a CC after 2 years to a basically unknown public state university here in Texas. (Marketing major, contemplated switching to finance)
I passed up an opportunity to go to the University of Texas because the school I'm at now gave me a full scholarship. I would of had to take out loans at UT.
Now I'm considering transferring to Texas A&M or Texas Tech for my senior year to graduate from there.
I have two internships under my belt so far with a billion dollar corporation that was founded in my area, and another one with a minor league sports team. Next summer (before my senior year starts) I'll be interning at Goldman-Sachs.
My question to you guys is, should I transfer and complete my senior year at a different school just to get the connections from A&M or Texas Tech? Or should I stay at my unknown public university right now and take my chances getting a decent job after graduation?
I wanna relocate outside of TX if possible, but I just don't see myself getting any job offers after graduation. I plan on putting in work and applying to hundreds of jobs.
I feel if I transfer and network even more at a better school, it'll help me more when I graduate.
I wanna go to grad school but I won't if it's not necessary.
How is Texas Tech?
I'm leaning towards just finishing my final year of undergrad at A&M next fall.
I regret not going to UT and just taking out loans.
But I can't complain because it feels good knowing that I won't have any loans to pay back so far.
I can't go now because UT requires you to complete your last 60 hours in residence, as opposed to only needing 30 for TT and 36 for A&M.
Not at all.300 k?
naw, famb... you did it all the way wrong...
Where are you now and what school do you want to go to for the MAcc?looking to get into a MAcc program. Didn't do accounting undergrad so I'm taking the requirements at the university extension.
Actually he did it all the way right. That professional degree is going to him net him that 300K many times over during his work career. I graduated from med school with 200K+ in loans, and after just a couple of years of work its all paid off. Best advice I can give to professional degree students is pay the loans off as soon as possible. Don't let some bank earn interest off your 100K+ debt, and hard work. Remove that burden and you are home free!
Nowadays, definitely not with Pharmacy or Dentistry out the gate. This may just be California but most of my friends won't be paying back their loans for about 10-20 years. Their living is decent but not as cracked up to be thinking oh 100k out the gate from pharm and dent school. Most don't even make that much nowadays since the market is so saturated.bruh.. 300k is 300k...
I'm not too keen on the medical field... but i know that 300k is an absurd number...
i'm sure plenty of people pay their debts back on time... but i'm also sure plenty of people get to where you're trying to get to, and dont end up that much in debt.
you're going to be making 150k out the gate? i dont know/thinks it works like that....
yeah... i always thought you had to do some residency stuff before you start really getting paid...Nowadays, definitely not with Pharmacy or Dentistry out the gate. This may just be California but most of my friends won't be paying back their loans for about 10-20 years. Their living is decent but not as cracked up to be thinking oh 100k out the gate from pharm and dent school. Most don't even make that much nowadays since the market is so saturated.
I come from an undergrad that specializes in pre-pharm and pre dentistry so my sample size in terms of seeing people graduate and finding jobs to pay off loans is pretty decent. But again, this is just California. One of my closest friends is thinking about moving to Redding(which is the middle of nowhere) to take a retail job that pays about 85k a year for pharmacy.
300k is the max loans that most dental and medical students take, and the struggle is real especially for dentists. Most of the dentists I know are working floater jobs and thats after months of just trying to find anything up and down california. The money to be made is in owning your own practice, but unless you know someone, i've heard that its upwards of 600k for a lower end office to begin with. So there goes some more loans hahah.
Everyone ends up paying off their loans, but it's definitely not for a while.
Not looking forward to finishing med school with these loans and having to pay it back on residency salary though!!
^
It depends where you want to go for grad school. If you're looking to get into a top tier B-School, I'd recommend taking the GMAT again and shooting for a 660+.
I'd also recommend working a few years, hopefully show some growth/advancement which will also strengthen your resume/application for B-School.
I'm currently in the process of applying for B-School this year, my GMAT is within the median 80% for all the higher end schools.
^
It depends where you want to go for grad school. If you're looking to get into a top tier B-School, I'd recommend taking the GMAT again and shooting for a 660+.
I'd also recommend working a few years, hopefully show some growth/advancement which will also strengthen your resume/application for B-School.
I'm currently in the process of applying for B-School this year, my GMAT is within the median 80% for all the higher end schools.
I am too. PM Sent.
I don't think any education is worth 300k. That's just absurd. It's a shame costs are that high now.