Top Boy
formerly jay patt
- 8,405
- 5,623
- Joined
- Feb 5, 2013
How do you pull your credit report on your own though? Outside of doing it for free annually, there is no way to check it regularly on your own that I’m aware of.
Credit Karma and apps like it usually updates your open accounts recorded by Experian and TransUnion within 2-4 weeks which is enough time to catch tomfoolery.
Outside of that, yeah, you pull your full report annually and take advantage of your membership services with certain providers for free monitoring. Pretty sure I got that via AMEX.
General statement, the Vanguard score CK uses is useless, no one goes by it. I only pay attention to my FICO.