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I'll never buy a new car again.
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Originally Posted by oidreez
there is some helpful info in here. see i wouldnt mind doing something like buying a used older bmw by putting a down payment and paying the rest monthly
Originally Posted by oidreez
there is some helpful info in here. see i wouldnt mind doing something like buying a used older bmw by putting a down payment and paying the rest monthly
yeah because our generation is a joke when it comes to debt and financial management. stop buying things you can't afford.Originally Posted by johngotty
Y'all must be ballin' on another level because I've rarely met people who don't take on a car note when purchasing a new/recent model car.
Your interest rate is going to depend on your credit. But if you listen to these folks, you'll never build up any credit. Sidebar - My mom worked in banking for over 20 yrs. A guy who graduated a few years before me had a healthy bank account, but always paid cash and never built up his credit. He had a hard time acquiring a loan.
Credit > oxygen
yeah because our generation is a joke when it comes to debt and financial management. stop buying things you can't afford.Originally Posted by johngotty
Y'all must be ballin' on another level because I've rarely met people who don't take on a car note when purchasing a new/recent model car.
Your interest rate is going to depend on your credit. But if you listen to these folks, you'll never build up any credit. Sidebar - My mom worked in banking for over 20 yrs. A guy who graduated a few years before me had a healthy bank account, but always paid cash and never built up his credit. He had a hard time acquiring a loan.
Credit > oxygen
You end up paying more over your lifetime if you strictly lease plus you have all those fine print stipulations where they try to nickle and dime you at the end of the term. You cant do any customizations or exceed the mileage limits. The car just isn't yours.. Leasing does have it's benefits but unless you are upper-middle class it just doesn't make sense to go through life strictly leasing vehicles.Originally Posted by MOB 650
Ur better of leaseing a car they give u lower payments and u get a new car every 3 or 4 yrs payments go as low as 199 month like ppl said here depends on ur credit as well
You end up paying more over your lifetime if you strictly lease plus you have all those fine print stipulations where they try to nickle and dime you at the end of the term. You cant do any customizations or exceed the mileage limits. The car just isn't yours.. Leasing does have it's benefits but unless you are upper-middle class it just doesn't make sense to go through life strictly leasing vehicles.Originally Posted by MOB 650
Ur better of leaseing a car they give u lower payments and u get a new car every 3 or 4 yrs payments go as low as 199 month like ppl said here depends on ur credit as well
Originally Posted by Dirtylicious
I'll never buy a new car again.
Originally Posted by Dirtylicious
I'll never buy a new car again.
depending on the model -- Ferrari is one of the few cars that I know of that appreciate in value.Originally Posted by JOE CAMEL SMOOTH
i don't care if i'm in the market for a ferrari, i'll buy it a year old and save $30K.
same boat, I don't know about the half down though. probably like 20-30% lolOriginally Posted by SoleWoman
Originally Posted by Dirtylicious
I'll never buy a new car again.
qft. and next car i do buy im putting at least half down
depending on the model -- Ferrari is one of the few cars that I know of that appreciate in value.Originally Posted by JOE CAMEL SMOOTH
i don't care if i'm in the market for a ferrari, i'll buy it a year old and save $30K.
same boat, I don't know about the half down though. probably like 20-30% lolOriginally Posted by SoleWoman
Originally Posted by Dirtylicious
I'll never buy a new car again.
qft. and next car i do buy im putting at least half down
...for me...next car, I'm putting 100% down.Originally Posted by SoleWoman
Originally Posted by Dirtylicious
I'll never buy a new car again.
qft. and next car i do buy im putting at least half down
...for me...next car, I'm putting 100% down.Originally Posted by SoleWoman
Originally Posted by Dirtylicious
I'll never buy a new car again.
qft. and next car i do buy im putting at least half down
Nope, all depends on how you go about it. I went thru my credit union, got the loan, walked into the dealership with a check, haggled the price down $9k, and been happy ever since.Originally Posted by Hugo
ummmmm i use to be a salesman..everyone gets dicd when financing, buddy.Originally Posted by ATLien Seeko
I like when people come in and say "DONT DO IT!" with no reason or insight as to why not... If you need a car, you want a certain model, and you can afford it, go for it. It's as simple as that. If I could afford it, I definitely wouldnt mind having a car note on a Nissan GT-R. Why not pay for a car that you really want/need and will use? It's good logic.
Nope, all depends on how you go about it. I went thru my credit union, got the loan, walked into the dealership with a check, haggled the price down $9k, and been happy ever since.Originally Posted by Hugo
ummmmm i use to be a salesman..everyone gets dicd when financing, buddy.Originally Posted by ATLien Seeko
I like when people come in and say "DONT DO IT!" with no reason or insight as to why not... If you need a car, you want a certain model, and you can afford it, go for it. It's as simple as that. If I could afford it, I definitely wouldnt mind having a car note on a Nissan GT-R. Why not pay for a car that you really want/need and will use? It's good logic.
Originally Posted by Mr718
Nope, all depends on how you go about it. I went thru my credit union, got the loan, walked into the dealership with a check, haggled the price down $9k, and been happy ever since.Originally Posted by Hugo
ummmmm i use to be a salesman..everyone gets dicd when financing, buddy.Originally Posted by ATLien Seeko
I like when people come in and say "DONT DO IT!" with no reason or insight as to why not... If you need a car, you want a certain model, and you can afford it, go for it. It's as simple as that. If I could afford it, I definitely wouldnt mind having a car note on a Nissan GT-R. Why not pay for a car that you really want/need and will use? It's good logic.