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My wife's credit is bad as well as mine but it's only from student loans. We got a master plan mapped out. It's different marrying because of student loan bad credit than bad/foolish spending habits bad credit.
Student loans can dock you a little bit but it shouldn't cause bad credit
Well I mean, it's still the fact that it'll take a while to pay off which is the hindrance.
I'm not debating that.
I'm saying student loan debt alone doesn't prevent a 800+ credit score