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The most important thing you can pass on to your family and children isn't money.. it's a work ethic, and perspective on life. Look at how many people born into money end up broke/depressed/drug addicts/etcThere is something to be said about not worrying where your next meal will come from. With money, you are guaranteed to eat, and with even more money, you can guarantee that your family will eat as well, for years to come.
There is some serious comfort in knowing that.