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- Apr 15, 2007
No disrespect but why not just pay it all? No point of carrying a balance if you don't need to
I agree
Carrying debt is more of a personal choice but if I could pay in full I always have.
0% financing = free money.
I know you guys know this. You invest the money in anything over the time it takes to pay off and you profit...even if it sits in your saving account earning .03%.
Time value of money
Also opening a line of credit and paying it off without missing a payment looks good on the credit report
But i get you in the "i don't like bills" feeling for a couch per say. But there are obvious reasons to take the 0% financing