Home Buying & Real Estate Thread

[s0lefunk]

Where are u located? My brother does paver work and from my limited knowledge 26k seems like a lot

Near Denver. You know you washed when you spend your Sunday mornings clipping ads from those home improvement magazines Glad I did though.

Side note: Got PMI removed from the mortgage payment. Still crazy to me our mortgage has dropped $600 in less than 2 years between this and the escrow reduction. Could’ve got the bigger house I wanted but happy where we are at.

 

[had pants]

 

[freshpairs]

Near Denver. You know you washed when you spend your Sunday mornings clipping ads from those home improvement magazines Glad I did though.

Side note: Got PMI removed from the mortgage payment. Still crazy to me our mortgage has dropped $600 in less than 2 years between this and the escrow reduction. Could’ve got the bigger house I wanted but happy where we are at.

How did you go about removing pmi?

 

[s0lefunk]

How did you go about removing pmi?

Contacted the mortgage company, they sent a PMI removal request form. Paid their appraisal fee, an appraiser came out and took pics. And that was it.

Had the house appraised a few weeks earlier for a HELOC so I knew we had more than 20% equity based on appreciation alone.

 

[had pants]

 

[slaughterx]

Contacted the mortgage company, they sent a PMI removal request form. Paid their appraisal fee, an appraiser came out and took pics. And that was it.

Had the house appraised a few weeks earlier for a HELOC so I knew we had more than 20% equity based on appreciation alone.

This is a great idea!

 

[lovehateself]

some arent built for it
id expect gas prices and not knowing how to be minimalistic were shock factors to a lot of THEM

 

[Mark Antony]

I was thinking of something similar driving through nice neighborhoods. In a neighborhood with all older homes, it's the always the newly built one that puts up the signs and notes. "Children play here" etc

 

[s0lefunk]

This is a great idea!

Just check comp sales in your area. Market is cooling but still a very good chance you are sitting on a decent amount of equity if you bought prior to 2021.

This is our first house so learning a lot on the fly. Once I saw houses going for nearly double what we paid a year prior I knew there had to be a financial opportunity somewhere that didn’t involve selling.

 

[slaughterx]

Yeah I think Im good...

 

[Raji Lowenthal]

some arent built for it
id expect gas prices and not knowing how to be minimalistic were shock factors to a lot of THEM

I would expect that most people aren't built for being homeless.

 

[lovehateself]

I would expect that most people aren't built for being homeless.

 

[Raji Lowenthal]

Yup. Being homeless hard AF..

 

[spizike231]

my wife and I lived out of our single car for a few months when we first got together.

Picked up 2 jobs a piece while we were doing it, too. Crashing at peoples houses when we could.

It sucked. As a homeowner now, I can’t imagine selling my house to go back to a glorified version of what that was.

 

[206to813]

my wife and I lived out of our single car for a few months when we first got together.

Picked up 2 jobs a piece while we were doing it, too. Crashing at peoples houses when we could.

It sucked. As a homeowner now, I can’t imagine selling my house to go back to a glorified version of what that was.

What city and what kind of car?

 

[mplsdunk]

My friend lives in a toy hauler.

That thing is nice though and has everything you need. She travels putting up wind farms for work though so it makes sense. She gets stuck in the worst places.

 

[had pants]

 

[sneeker]

my wife and I lived out of our single car for a few months when we first got together.

Picked up 2 jobs a piece while we were doing it, too. Crashing at peoples houses when we could.

It sucked. As a homeowner now, I can’t imagine selling my house to go back to a glorified version of what that was.

I'm glad not to end up in such a predicament. I did however lived a few months with relatives when my folks went away.

 

[executive76]

 

[executive76]

 

[mplsdunk]

That van is sick. I wonder why they only did 50g wastewater and 75 fresh?

Just dump it on the ground I guess.

 

[had pants]

 

[slaughterx]

Ameren still has "flipped the switch" to connect my panels to the grid, so they have been on my roof for a month... not generating power. Now I have an electric bill and a payment for these panels. I am gonna fight this bill because they did not meet the deadline for switching it over but its probably a losing battle. At least its under $300 this month.

 

[had pants]

 

[had pants]