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I heard you could just pay .25 on a bill for the rest of your life - and they can’t come after you.
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Man I never shared my healthcare story but I had a small invasive surgery in 2013 for tonsillitis, and a gang of ulcers. Hospital staff was incompetent and I was too young to understand health insurance so I came outta there with a bill for 4k (after insurance).I head you ould just pay .25 on a bill for the rest of my life - and they can’t come after you.
I heard that that’s pretty much true because if they put you in collections they can’t put it on your credit report because it would be a HIPAA violation.I head you ould just pay .25 on a bill for the rest of my life - and they can’t come after you.
Seriously wtfHas anyone ever thought about why vision, dental and hearing coverage are all separate from “regular” healthcare? Make it make sense.
I hear that. So much stuff goes into having a babyI'd be lying if I didn't stress over the hospital bill when kid #2 was born.
The important thing is that you and your baby are healthy. I know the bills suck, but that’s temporary. Congrats on the new baby!I hear that. So much stuff goes into having a baby
But doesn't it get sent to collections?I heard you could just pay .25 on a bill for the rest of your life - and they can’t come after you.
But doesn't it get sent to collections?
I heard you could just pay .25 on a bill for the rest of your life - and they can’t come after you.
No I know trust me. My first spent a week in the Nicu and I had a high risk pregnancy so I literally was the doctors every week but at that time I was a young teen mom and I had free insurance. I can’t even imagine what that bill was like.That’s actually cheap. Imagine having to spend a month or two in the Pediatric hospital.You talking close to $100,000 just to have a baby. Thanks America and your freedom.
Thank you. Yes that part I am very thankful for.The important thing is that you and your baby are healthy. I know the bills suck, but that’s temporary. Congrats on the new baby!
Smh a couple months ago I had to get a covid test and I was awaiting my results. I logged in and it told me my results were ready and I thought that was fast. Come to find out it said I had gotten tested on a different day at a different facility and that I had been test more than once over a course of a month. I had to call and they literally told me that someone else had the same name as me minus the middle and they had put it in the wrong profile. So basically someone was getting Covid tested in my name. I argued with the company but wtfAround my way there’s a clinic who says you’re covered for something as simple as a Covid test, and then they’ll hit you with $4,000 in medical billing in a month or two. Beyond shady.
they’re basically saying you’re in network and fine but then lie about it? There doesn’t seem to be enough of a political push to get this corrected.
It basically comes to the point where some facilities look like urgent care but are free standing 24/7 for profit medical buildings with ER services so they trick a lot of folks. They charge for ER services even if it’s just a simple test. People assume all medical facilities are the same or treated equally, but they are not.
Can we talk about healthcare more specialty health insurance. What are you thoughts and any stories. I’ll give you back story today I was looking at my isurance portal and the bills I’ve gotten since I had a baby girl two months ago. Going through them and seeing bills for 20k see below. It’s crazy how much my insurance covered and the part I am still responsible for. I had mixed reactions on my social media today. I had people tell me well poor people get it for free and others saying how unfair it was. I am thankful for having good insurance but I can’t even imagine having crappy insurance and having to pay for this **** out of pocket. Tell me again why we can’t all have free healthcare?
It’d still go to collections at some point. You’d be better off in the long run just not ever paying it. Take the hit on your credit and let it fall off after 7 years.
Pro tip: with collections never pay anything if you don’t intend to pay it off. Every time you pay ANYTHING it resets the clock on how long it’ll take to fall off your credit report. That’s why collections folks always try to get you to pay something, even if it isn’t close to what your payment is.
We make fun of Canadians and Europeans all of the time. But the older you get, the more you realize that we aren't on top of the world in all aspects like we've grown to believe. We gotta keep these issues in discussion until things change from us taking actions, even if that makes us lean more towards socialism rather than capitalism. They've been around longer(except Canada)so they had time to refine their society, now it's time we mature the **** up and stop thinking about chasing money/material and start prioritizing the importance of "quality of life". Restructuring the medical field greedy practices would be a good area to start.facts, once its in collections the damage is done. don't even pay any of it. just chalk it up and work on your credit from there.
I had like 8k go into collections on capitol one and discovery. never paid any of it. both those mf'er gave me cards with high limits 10 years later like it never happened.