DEFAULT...Student Loans

[sea manup]

the worst is when schools give students STEM degrees without any need for students to practically apply skills and concepts in school.

students come out half remembering a bunch of memorized concepts with out any experience in actually doing anything

 

[agentorange]

the worst is when schools give students STEM degrees without any need for students to practically apply skills and concepts in school.

students come out half remembering a bunch of memorized concepts with out any experience in actually doing anything

Up to the students to look and land internships and co-ops while in school...

 

[sea manup]

 

the worst is when schools give students STEM degrees without any need for students to practically apply skills and concepts in school.

students come out half remembering a bunch of memorized concepts with out any experience in actually doing anything

Up to the students to look and land internships and co-ops while in school...

then what the hell is the point of paying that much for school?

any class where there is no practical application and strictly memorizing textbook theories (most college classes) can be easily learned online for free from better instructors at a better pace. 

you are literally paying stupid amounts of money to be tested on things. its not even about learning because all information is free. 

 

[agentorange]

then what the hell is the point of paying that much for school?

any class where there is no practical application and strictly memorizing textbook theories (most college classes) can be easily learned online for free from better instructors at a better pace. 

you are literally paying stupid amounts of money to be tested on things. its not even about learning because all information is free. 

Good luck getting an engineering internship if you're not in college. Honestly another thing with college is it provides a structure, hell if you told me to "sit down and learn differential equations online" I wouldn't. Some would argue college can also provide ridiculous amounts of invaluable connections as well. Now I'm not saying I agree with the absurd costs of college, and the system has it's flaws. However for certain degrees it IS needed and cant be "worked around."

 

[luckyluchiano]

Degrees outside of the Medicine field maybe are literally Gate keepers, you get it because you have to. Most companies will teach you what you need when you get hired.

 

[sea manup]

then what the hell is the point of paying that much for school?

any class where there is no practical application and strictly memorizing textbook theories (most college classes) can be easily learned online for free from better instructors at a better pace. 

you are literally paying stupid amounts of money to be tested on things. its not even about learning because all information is free. 

Good luck getting an engineering internship if you're not in college. Honestly another thing with college is it provides a structure, hell if you told me to "sit down and learn differential equations online" I wouldn't. Some would argue college can also provide ridiculous amounts of invaluable connections as well. Now I'm not saying I agree with the absurd costs of college, and the system has it's flaws. However for certain degrees it IS needed and cant be "worked around."

I got an engineering internship (ended up turning it down) after I dropped out of college from the college I dropped out of tho

 

[agentorange]

I got an engineering internship (ended up turning it down) after I dropped out of college from the college I dropped out of tho

Exactly. You had college experience...I bet a factor in determining if you were offered the internship also was you were a student there.

 

[sea manup]

I got an engineering internship (ended up turning it down) after I dropped out of college from the college I dropped out of tho

Exactly. You had college experience...I bet a factor in determining if you were offered the internship also was you were a student there.

The guy knew I had a 1.9 gpa and 0 engineering courses though. I got the offer purely due to my work outside of school which was based on skills I didn't learn in school

 

[agentorange]

The guy knew I had a 1.9 gpa and 0 engineering courses though. I got the offer purely due to my work outside of school which was based on skills I didn't learn in school

If you didnt go to college would you know this man? If not you had a personal connection to an individual in that field. Most people dont have these personal connections and college may provide a platform for that. Professors, faculty, and even other students can provide these connections. Do you honestly think someone who never attended college and just has a high school diploma with no personal connections in engineering can land an engineering job or internship?

 

[fontaine]

The guy knew I had a 1.9 gpa and 0 engineering courses though. I got the offer purely due to my work outside of school which was based on skills I didn't learn in school

You are very much an excepiom, famb.

The more you explain, then more it stands to reason you are very nontraditional

 

[agentorange]

You are very much an excepiom, famb.

The more you explain, then more it stands to reason you are very nontraditional

Same thing I was thinking. The opportunity that was produced to him was rare and not common.

 

[sea manup]

 

The guy knew I had a 1.9 gpa and 0 engineering courses though. I got the offer purely due to my work outside of school which was based on skills I didn't learn in school

You are very much an excepiom, famb.

The more you explain, then more it stands to reason you are very nontraditional

im not saying its the way to go. what i'm doing with my life is endlessly more risky, who knows i might be homeless in a few years 

but so far im loving what i do and learning more than i have ever done in school

all im saying is the conception that college is the ONLY path for someone that wants to get into STEM is a myth 

oh and education needs to be revamped as a whole.

 

[americangenius]

You feel its on people...

I feel it's on these colleges taking advantage of the govt. Loan system that's in place by charging crazy tuition

I feel like it's on the govt for providing the loan system in the first place. Just like the wall street crisis, people are always going to push profits to the extent of the law.

There is no reason for tuition to have doubled in 6-7 years. I luckily realized this and graduated from a public university with very little debt, but I can't place all of the blame on 18 year olds taking out huge loans that normally should not be available to them. If the govt stops backing these loans, banks won't lend as much and tuition will eventually stabilize due to the market.

 

[fontaine]

im not saying its the way to go. what i'm doing with my life is endlessly more risky, who knows i might be homeless in a few years 

but so far im loving what i do and learning more than i have ever done in school


all im saying is the conception that college is the ONLY path for someone that wants to get into STEM is a myth 

oh and education needs to be revamped as a whole.

but so far im loving what i do and learning more than i have ever done in school

as with everybody, famb.

all im saying is the conception that college is the ONLY path for someone that wants to get into STEM is a myth 

the fact that 95% of other people need college means your an exception, famb.

i know a dude that can windmill dunk... doesnt mean it's something that everbbody can do. my boy is an exception, not a rule.

oh and education needs to be revamped as a whole.

totally 100% agree

I feel like it's on the govt for providing the loan system in the first place. Just like the wall street crisis, people are always going to push profits to the extent of the law.

There is no reason for tuition to have doubled in 6-7 years. I luckily realized this and graduated from a public university with very little debt, but I can't place all of the blame on 18 year olds taking out huge loans that normally should not be available to them. If the govt stops backing these loans, banks won't lend as much and tuition will eventually stabilize due to the market.

 

[capital sb]

the engineering talk is kinda of funny to me. I have several of my closest friends finish with engineering degrees and most of them hated the work.

like dont get me wrong...the pay was def there but they already realized by 25 that they didnt like it. most went back to graduate school for something they really cared about.

If that isn't the truth . Know so many people that switched to business or management, I honestly feel like not many people truly love engineering.Most people do it for a secured job and foot in the door. Really easy to transition into other fields from engineering.

 

[agentorange]

If that isn't the truth . Know so many people that switched to business or management, I honestly feel like not many people truly love engineering.Most people do it for a secured job and foot in the door. Really easy to transition into other fields from engineering.

You do see this often. However sometimes its done because of a better salary. Especially if you go to a top business school for a MBA.

 

[boris]

 
the worst is when schools give students STEM degrees without any need for students to practically apply skills and concepts in school.

students come out half remembering a bunch of memorized concepts with out any experience in actually doing anything

I can only speak for engineering, but it involves applying a wide variety of concepts. There's just no way you can only half remember concepts after going through the rigorous theory, laboratory work, and projects. Engineering teaches you to think a certain way, which is a skill in itself. 

 

[capital sb]

Out of reps a lot of great post in here.  @Boris  you make a great point about the thought process of an engineer. 

 

[crcballer55]

I'm sorry for derailing this topic so hard guys. Shall we continue discussing defaulting on our mandatory obligations because we don't want to pay for our education?

 

[getyashinebox]

You do see this often. However sometimes its done because of a better salary. Especially if you go to a top business school for a MBA.

Engineers start out pretty high in salary, but the pay certainly plateaus in most cases. The MBA seems to be the most common way for engineers to transition into either upper mgmt or a more lucrative career path (finance, consulting, ...)

Notable exception to subject matter experts of an in-demand field, that can be quite lucrative as well, even more so if innovation & entrepreneurship is involved. I know some folks who created an LLC and contract themselves out to projects around the world, but it takes much more time to develop that level of expertise and reputation than it does to get through b-school.

 

[superantigen]

Unless you were born with a silver spoon in your mouth, defaulting on your student loans is a very terrible idea.

I can't even believe that some of y'all are in here trying to justify and legitimize such a dangerous course of action.

It's possible to attend college and not have to rely on student loans, but If you took 'em out, own up to your responsibilities and pay 'em back. It's that simple.






...

 

[superantigen]

Dude paid for his three Ivy League degrees using taxpayer monies, and now doesn't want to pay us back; and y'all in here big-upping his strategy? x


http://www.slate.com/blogs/moneybox..._this_the_worst_op_ed_ever_written_about.html







...

 

[sea manup]

 
the worst is when schools give students STEM degrees without any need for students to practically apply skills and concepts in school.

students come out half remembering a bunch of memorized concepts with out any experience in actually doing anything

I can only speak for engineering, but it involves applying a wide variety of concepts. There's just no way you can only half remember concepts after going through the rigorous theory, laboratory work, and projects. Engineering teaches you to think a certain way, which is a skill in itself. 

I agree 100% all the skill is learned from hands on work and project based learning. I have always been pushing for more project based learning in schools. Rather than telling kids things without any reason put them in projects where they are forced to learn concepts or nothing will work.

If you have this experience in college then great. I have a problem with engi majors who graduate without any hands on experience and can't find a job because schools didn't provide them an opportunity to apply their skills.

If your class is nothing but sitting in lectures youre getting ripped off because that shouldn't even be considered teaching it's so lazy.

 

[superblytrife]

All this STEM talk is funny. What if someone isn't into STEM? Should they study it in college just because it leads to a better job?

What happened to being able to follow your own path and still end up with a job that you can do more than just get by with?

I understand that knowing what you're getting into as far as career opportunities is concerned is key when choosing a major. But the answer to folks struggling after college shouldn't automatically be "you should've studied something different". Why do I have to decide between money and career satisfaction? Maybe there's more to the problem than someone's major?

 

[agentorange]

All this STEM talk is funny. What if someone isn't into STEM? Should they study it in college just because it leads to a better job?

What happened to being able to follow your own path and still end up with a job that you can do more than just get by with?

I understand that knowing what you're getting into as far as career opportunities is concerned is key when choosing a major. But the answer to folks struggling after college shouldn't automatically be "you should've studied something different". Why do I have to decide between money and career satisfaction? Maybe there's more to the problem than someone's major?

When it comes to college I see it like this. The only reason to go to college is to obtain a degree that you NEED to pursue the career you desire. You cannot become a lawyer, doctor, engineer, etc... without a degree. A lot of students pursue a career that doesnt necessarily need a degree and go to college simply because its the usual next step in the education process or because all their friends are going to college only to not be in demand at all 4 years and many loans later