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comfort or style for a living room couch?
Bachelor Pad.
- Thread in 'General' Thread starter Started by skunkindunks,
- Start date
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Comfort. I opted for style and I haven't sat on the thing in over 4 months (seriously).
Feeling these from those Apartment Therapy links above:
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To all my condo/townhome owners, how much did you spend as far as closing on your condo?
How much cash did you have saved up before you started making mortgage payments?
Thinking about making that move soon
How much cash did you have saved up before you started making mortgage payments?
Thinking about making that move soon
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Dat bookshelf
I found that exact type of shelf on Etsy for $525
Just finished moving in to my new place with my cousin. 2 bedroom, 2 bathroom. I'm gonna start to do my bedroom first, before we tackle the living room and the first thing in order is for a bookshelf. Trying to look around and see what strikes me the most.
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I'm closing on my first apt next week. Very excited. In total I'm putting down around 30k. Mortgage payments / Maintenance will come out to under $1400 a month which is a lot better and cheaper then renting.
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What was the sale price?
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Home was 132k. I saved about 15k in our house fund, but only put 3% down. After 1k earnest money and 4.5k at closing. I pay $803 per month, and then $205 in HOA fees.
bravelude
Banned
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i need some ideas for small coffee tables. my unit is small
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What's your interest rate? Your payment seems high in comparison to the amount you borrowed.
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That seems about right. Also factor in he may have some PMI. So im going to guess anywhere from 4.125-5% depending on PMI.
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Nevermind. He didn't even say how long the term of his loan was. I have no clue how mortgages work in the USA so nevermind.
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LOL I feel you.
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fontaine
Banned
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Projectors >>> tv
bravelude
Banned
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Because he did not do a conventional loan sort of speak. The more you down, the better. Now, they have these 3-10% down loans on the rise, but require you to pay more monthly, which is why his pymts are higher.
they require you to buy insurance. so instead of paying PnI, you are paying for insurance.
its a numbers game. i got a 30 year at 3.75.
bravelude
Banned
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thanks. feeling something more squareish. ill look around
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For a house yeah for a condo or apt 60-80 in on the wall is the move
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definitely can get all that for less than a bill at home depot/lowes.
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Yep. Interest rate is 4.125 on a 30 year. I pay my mortgage bi-weekly on a 15 year plan. Didn't mind the PMI since it was a short sale and I have equity. Probably will refi to get rid of the PMI soon. 2-3 years soon. Should have put more money down in retrospect. But the house needed work and we wanted furniture. Didn't want to wait or put stuff on the CCs.
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If I can find a cool job in ATL, I'd move from L.A. and pay cash for something out there. Me and the wife want to move but everything is high 4s with major work needed out here.
Congrats on the house.
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Thanks man. I've actually considered transferring within my company to the Wesf Coast. We wouldn't be living like this though.
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I wanna move to Atlanta so I can hang out with these two 
(I watch entirely too much Love & Hip Hop Atlanta)
(I watch entirely too much Love & Hip Hop Atlanta)
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On my monthly browsing of Contemporist:
http://www.contemporist.com/wp-content/uploads/2014/07/sc_020714_02.jpg[/img
[img]http://www.contemporist.com/wp-content/uploads/2014/07/sc_020714_03.jpg
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Count me in. Stevie J the gawd.I wanna move to Atlanta so I can hang out with these two
(I watch entirely too much Love & Hip Hop Atlanta)
bravelude
Banned
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I hear ya. I aint married, but I kept extra cash for emergencies and needed funds for.some furniture and what not. Congrats. Its not easy. it makes things more worthwhile.
