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Just an FYI / option for some of you guys... but if you have the means, try "working the system" with new accounts that offer sign-up bonuses. There are hundreds. I just opened a Chase Business Checking account last week, where I had to deposit $2500 - but if I keep it in there for 60 days, I get a $500 bonus. I also signed up for a new KeyBank checking account, where if I send one single $500 DD - I get a $400 bonus. So $900 in "free" money, so far.
Additionally, if you don't want to play the sign-up bonus "game" - you should at least try opening a High Yield Savings Account so that your money earns more than the 0.1% interest that most banks offer. Some of these accounts offer between 1.75-2% interest, which isn't huge... but its much better than 0.1%
List Of Methods Banks Count As Direct Deposits - Doctor Of Credit
Below is a list of banks, along with what they'll count as a direct deposit. This is useful information because a lot of bank sign up bonuses require you
www.doctorofcredit.com
The Ultimate Guide to Bank Account Bonuses - Financial Panther
Bank account bonuses can be a little bit intimidating. In this guide, I walk you through everything you need to know about bank bonuses.
financialpanther.com
Additionally, if you don't want to play the sign-up bonus "game" - you should at least try opening a High Yield Savings Account so that your money earns more than the 0.1% interest that most banks offer. Some of these accounts offer between 1.75-2% interest, which isn't huge... but its much better than 0.1%