- 11,997
- 3,286
Considering downgrading from the CSP to the freedom for the 5% cash back category. But for the freedom what is the redemption on the travel site? Is it still 1.5?
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
Considering downgrading from the CSP to the freedom for the 5% cash back category. But for the freedom what is the redemption on the travel site? Is it still 1.5?
- 7,339
- 12,146
I think you'd need to keep the CSP to still be eligble for the points. Someone correct me here if I'm wrong.
You'll have to pair the Freedom with the CSP to do this.
- 1,232
- 315
How do you like the AMEX PRG compared to the CSP?
Received a targeted offer for it, not sure if I do enough traveling to justify getting.
- 11,997
- 3,286
I mean I use the airline fee credit. You can buy a $100 gift card with it. So if you do at least one flight a year that pays for itself. With the Amex offers I think that you accumulate points a whole lot faster and get other deals. The redemption for travel is better with the CSP. If I could only have one it’d be the PRG. But I fly so the redemption for flights is worth it.
- 3,884
- 6,271
cs02132
Supporter
- 13,091
- 13,470
I said it before but I think I’m finally done churning 
. Just got my $150 from an HSBC card they targeted me for.
Gone through 7 cards/2 bank accounts and made a little more than $2500 since December 2015. I’ve opened 5 cc accounts since this past July and my score only dropped 20 points
Previously I didn’t pay attention to any cards that I couldnt redeem for cash because I liked to keep the money at home as an emergency fund but I recently had to use a big chunk so now I’m more open to cards with statement credits and such..I Have been planning on using my freedom unlimited as my long term card but I might take a look around and see what else there is
. Just got my $150 from an HSBC card they targeted me for. Gone through 7 cards/2 bank accounts and made a little more than $2500 since December 2015. I’ve opened 5 cc accounts since this past July and my score only dropped 20 points
Previously I didn’t pay attention to any cards that I couldnt redeem for cash because I liked to keep the money at home as an emergency fund but I recently had to use a big chunk so now I’m more open to cards with statement credits and such..I Have been planning on using my freedom unlimited as my long term card but I might take a look around and see what else there is
- 94,402
- 33,461
The only one I’ve done with the Wells Fargo earlier last year for free $300 littlerly for just depositing $20 and spending it on 10 purchases.::
Too bad none were as easy as that or no ones posted any. Got my buddies to do it and they were floored how they legit gave money for nothing
Too bad none were as easy as that or no ones posted any. Got my buddies to do it and they were floored how they legit gave money for nothing
- 4,604
- 1,207
I don't consider myself a churner but I am thinking about leaving Bank of America and opening Chase accounts to get this free $500.00 offer that I was targeted for.
- 8,732
- 7,463
I have the delta gold card, they switched from double points for uber to lyft correct?
- 3,884
- 6,271
willypete
You mean QuickSilver One? The regular Quicksilver doesn't have an annual fee.
Try to see if you can upgrade it or merge it with another CapOne CC you have.
That's how I got rid of my Platinum that had an annual fee --> combined it with my VentureOne card.
Yea I have the Quicksilver One card....I'll call them today to see if I can change it because I don't use it enough to justify that annual fee and don't feel like closing it.
- 4,803
- 2,174
Just got mail from Regions to do the same (keep $50 in the account, make 10 purchases, get $400 in 3 mths) contemplating doing just gotta keep track of it
rbk93
Supporter
- 14,135
- 13,388
Well surprisingly received an email from Capital One stating I received my security deposit and now my Secured Care is now Unsecured.
Huge as I'm in desperate need of resources, but also need a income to help repay the remaining balance or a potential worthwhile investment to use the security deposit on...
Huge as I'm in desperate need of resources, but also need a income to help repay the remaining balance or a potential worthwhile investment to use the security deposit on...
- 94,402
- 33,461
Damn that’s a nice deal
- 12,838
- 27,926
Did you keep the acct open after u got the bonus?
- 94,402
- 33,461
No soon as I got the deposit I closed it the minute it deposited to my regular savings account
- 12,838
- 27,926
Haha savage
I’m assuming you went in the branch to do that, what did you tell them?
- 2,631
- 218
Damn, looks like BOA started cracking down. I have a 750+ score and they won't approve me for the Alaska Airlines card because of too many cards opened recently. I even told them I wouldn't care if my limit was $100. 
- 94,402
- 33,461
There’s no Wells Fargo branch in Michigan
Did it over the phone in a few minutes
Easiest $300 you could make
Me or someone else posted it on NT but went dead quick and probably mainly from slick deals
- 8,308
- 7,146
I have a similar targeted offer right now from Chase. Not $25 deposit, its $1500 but as long as you keep it in there for 6 months and make 5 transactions (could be ACH / Debit card / etc) - they'll give $300
I use Chase as my main bank anyway, so I'm gonna do it.
I use Chase as my main bank anyway, so I'm gonna do it.
- 12,838
- 27,926
I doubt you can, these offers are for new customers
- 553
- 87
Wait Cap One gave you your initial security deposit back?
- 13,123
- 8,842
Just realized Chase increased my credit limit by 2K without requesting the CLI. Nice surprise. 
- 3,309
- 4,480
$2k CLI on my Discover IT
- 49,029
- 61,330
Would I be able to get a entry level unsecured card with chase with a 609 score ? I been using a secured card for the past 6 months and it's jumped up from 450. I don't want to apply and get denied not trying to have a hard inquiry
