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I'm pretty decent at money management, but from y'all credit experienced folks... care to list some do's anddon't when it comes down to credit cards?
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Originally Posted by rsdplaya
if you've survived without a credit card this long, i wouldn't abuse the thing...sure, use it for purchases, but only use it if you are gonna pay it back with money that's ALREADY IN YOUR BANK ACCOUNT!!!!!!!!!!! don't spend if you don't got it man. just be careful and you'll be fine.
Originally Posted by Lex Rockhead
Im 20 and im tryna get rid of mines.
That's one way people build credit.Originally Posted by Crank Lucas
question: I have 0 credit, if I want to open myself a cell phone line can I do it?
but only use it if you are gonna pay it back with money that's ALREADY IN YOUR BANK ACCOUNT!!!!!!!!!!!
Of course. Only reason I got the card was to start building my history, not to abuse money that I really don't have