still wish i would've stuck with the debit card. when i knew ishouldn't spend, i'd transfer the money out of my checking and into savings. now i try to leave the credit card at home. times is hard...everyone'sin debt.
i got my first credit card when i was 17, and honestly that time i wasnt mature enough to have one, cuz i end up $2000 in dept.. but now its different story..
its always good to use ur credit card responsibly because at your age you should build your credit up, so maybe one day you can get a house and etc