- 8,513
- 3,513
paypal transactions are instant. if im sending you money through paypal it will take 1 day for the amount to be deducted on my bank account but paypal will cover the amount being transferred as soon as i hit send (so basically paypal gives you 1 day credit) it would then take you a total of 3 business days to transfer the money from your paypal to your bank account but if your using that money to make purchases through paypal there is no wait needed. there is no such thing as "money needed to be cleared" between paypal accounts.
I think if you don't authenticate yourself they can tie it up. It's been years since I set up my paypal account and I think for the first 5 years I was only sending money out not ever getting any in. It's super fishy that the only way for this person to get around the delay in payment is to do the one thing paypal warns you against ever doing.