tupac003
I would have to say a regular IRA, simply because the effect of those extra pre-tax dollars, receiving compounded gains in whatever financial instrument you invest in, and then taking a hit in taxes when you are retired, and in a lower tax bracket, far outweigh the Roth's benefits of taking a tax hit now.
gd87
For the average person who does not have the time, or does not want to take the time to research companies ETF's are the way to go. You still must to research to decide which ETF's to purchase, but the broader exposure will result in much lower volatility.
oO0BigJarv0Oo
The man Cramer can lead to discussion for weeks, but the man was successful. No his fund wasn't a 10bil fund, but he outperformed most during his tenior. Simple. However, there is what is known as "The Cramer Effect" in the investing world, and it speaks to exactly what you are talking about, stocks that jump just because he mentions them. But these jumps are 1-2% maybe 3%, sometimes, and sometimes nothing. And sometimes they fall. So yes many people do listen to him and invest accordingly, but to say that his comments strictly drive-up prices would not be completely correct. That being said, I believe he gives people great incite to alot of the market behaviors that otherwise most people would not know about. If anything, if you like what Cramer is saying, that gives you an idea of what sector, company etc. to look into further.
GENOCIDE AND JUICE
That 5k you tryin to come up is a 33% return. The risk associated with investments that you would need to make in order to even have a chance of getting a annualized 33% return is not something I would reccomend. With a stock with a large variance that would be necessary for that type of return you need to be willing to lose 50%, and not panick. If anything get in a short-@#%$ term CD yielding 5% or so until you decide what you want to do. Then think about the risk you are really willing to take and then we'll talk.
jesusinjordans
I am a fan of Scottrade only because of their simple, low cost structure. If I had to choose another brokerage I would definately go with TD because of the large access to research that you gain when you open an account with them. Scottrade has research from s&P, Reuters, and Dow Jones, but TD has many other, and better outlets. If you plan on doing your research elsewhere, or research is not a big deal to you, Scottrade is where its at.
Dog my projects got taste, although the rent aint nuttin but two fitty,
we sportin five thousand dollar drapes
No matter where he is next year, Amare Stoudemire is guaranteed to make the All-Interview team. When asked about his jumper after the Micky D's game, he responded: "My jumper has improved since the summer, bro, but I haven't even worked on my jumper."
