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Im with BOA
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Originally Posted by Iceberg Slim
Bluehorshoe loves Anacott Steel
BoA doesn't make it any easier than any other CC to apply/pay your bills. Their credit card department doesn't talk to their retail banking department, so you're not going to get any "perks" from sticking with the same bank. Same goes for any of the other large banks too.Originally Posted by 651akathePaul
If you're at BofA then apply for a CC through them. Makes it a bit easier to manage. If it's for credit building purposes then just use it to get gas or groceries once or twice a month and then transfer the money from your checking account to pay your cc (convenience of checking acct and CC at same institution).
If you don't have credit and you get declined then get a retail CC, which isn't nearly as stringent to get approved. You could also go the secured CC route, which I don't know if BofA offers that, but I know Wells Fargo did (as recent as this summer).