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You're not comprehending what I'm saying, you obviously haven't sold anything recently.What old rule? Ebay has been authenticating for 2 years now... long as they are over a certain price snd not customized then you are protected. If they get lost or stolen after they get authentucated you are fine, it is between the buyer ebay and paypal or whatever CC they used after that.
There is a NEW standard shipping service for the Authentic program that is insured. It just started in like October or November.
But if you have a listing that's been up before that it probably doesn't have that new shipping service because back when you made the listing it didn't exist. So in that case he would need to have his own insurance.