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- Oct 1, 2008
someone stole my identity and now im in debt by about 4gs.i have tried to fix it but havent had any help whatsoever.
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Oh good..someone is around my debtOriginally Posted by Nako XL
$91,000 right now. student loans.
i'm expecting $200,000 by graduation.
Originally Posted by Dirtylicious
$0.00
not counting my mortgage.
ohh word? not bad not badOriginally Posted by nnarum
Yeah, it's whatever your interest rate is divided by 12, times your remaining balance to get your interest for the month. So say you have $100 left over, and your rate was 13%, you'd have $1.08 in interest charged. (.13/12)*100) = 1.0833333Originally Posted by dyzzle
wondering about this too. i pay off my credit card full every month.Originally Posted by nnarum
I have kind of an odd question too... When you have a $0 balance on a CC, when does a purchase start to accumulate interest? Is it at the end of the statement that it's on if it's not paid in full? I usually pay my CC off every month and I never really pay interest... Just wondering...
if i decide to just pay the minimum ($10) do they just multiply what's left of the balance with the interest rate and add that to the remaining balance? is that how it works? i feel like just paying the minimum sometimes so that i have money during months when money is low
Originally Posted by SuperAntigen
Ok Dirty...I have an inquiry
Here's my online Credit statement
So I only just started using my discover card again because I had $1600 left on my Spring fee bill. Anyway, as you can see, my first payment is a minimum payment of $35. Now I have the money to pay off the entire $1700+ with no problem but I've decided against that, and rather pay it off in parts...
So according to your model, are you suggesting that I first pay off my $35 minimum, and then any additional amount I choose to add to that as opposed to, for example, paying 45 dollars straight off the bat.
...
Originally Posted by thenewjs23
I owed 15k in back child support in Febuary. After a bad break up with my ex I realized I needed to get my life in order. So since then I have two full time jobs. I am working my *#@ off. I am now at 6k and by the end of this month I will be at >2k. I did calculations and I will be done by June 19th then I will attack my 2K in cc and my 2.5k in loan. I just want the child support off of my back. They say when you get behind there is no way to get out but I have seen it done and I am doing it.
Originally Posted by travman24
No comment... smh
This is prob the best advice posted in this thread.Originally Posted by peter80warrick
Everyone should download [color= rgb(0, 255, 0)]the debt snowball caculator[/color] very useful tool to manage debt