Got in a crash vol. Rear ender need advice

[whatscomplex]

My car just got rearended recently. In traffic too. He must have been looking down at his phone or something. Only damage is scratches on the bumper. My family recommended a checkup to the doctor since it jerked my neck when he hit me but honestly seems annoying af to file a bodily injury claim just to get a checkup and I don't want to do that to the guy who hit me since it seems like nothing.

I called his insurance company (someone recommended that I don't call mine) and I'm hoping to just get a check from his insurance for a few hundred with no dispute or difficulty.

anyone know what movie this GiF is from

Rounders

 

[oidreez]

anyone know what movie this GiF is from

It appears to be Rounders with Matt Damon (1998 )

 

[asianplayer]

UPDATE *****

so we going through insurance.
this is where im confused. My insurance is liability but thats on my car. the car i drove and crashed that car has full coverage under a siblings name.
how does that work out? do i have to contact my siblings insurance company too?

From my understanding, insurance follows the car so I would contact the siblings company.

 

[Mark Antony]

My car just got rearended recently. In traffic too. He must have been looking down at his phone or something. Only damage is scratches on the bumper. My family recommended a checkup to the doctor since it jerked my neck when he hit me but honestly seems annoying af to file a bodily injury claim just to get a checkup and I don't want to do that to the guy who hit me since it seems like nothing.

I called his insurance company (someone recommended that I don't call mine) and I'm hoping to just get a check from his insurance for a few hundred with no dispute or difficulty.



Rounders

Ya'll cats be doing it all wrong just to avoid a few dollars bump on your monthly.

 

[mplsdunk]

I see a lot of yall talkin about police reports.

Cincinnati police won't write reports on fender benders.

Im sure itts like this in s lot of cities.

And OP, how do you even have options?

You hit him, he holds the cards.

He probably done already dialed up State Farm.

Yeah I was working one day and some old lady hit my tire. I’m telling her it’s cool don’t worry about it. I drive a semi so she literally caused zero damage to my truck and just scuffed her own bumper a little.

She wanted to call the police so I’m like alright whatever I’ll wait. They get there.

“Yep you hit him”

I just took off after, wasn’t worth calling the cops over.

 

[thockey66]

UPDATE *****

so we going through insurance.
this is where im confused. My insurance is liability but thats on my car. the car i drove and crashed that car has full coverage under a siblings name.
how does that work out? do i have to contact my siblings insurance company too?

Insurance of the car involved in the accident is primary. Your insurance will kick in as supplementary coverage if a certain limit of damage is reached.

 

[jordman23]

OP Just buy the truck, put tints on it, throw some 20s on, and cruise slowly down the main avenue bumping some old school biggie, preferably Machine Gun Funk