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- Jan 19, 2006
Anyone know where I can cop this ?
The rug 100 dollar bill
The rug 100 dollar bill
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This is all correct. 3.5% for an FHA loan or if you have VA benefits, you can do a 0% down loan. Conventional loans can be had at 20% down. As turbospartan mentioned though, you'll end up paying PMI on anything under 20%, but those payments go away once you hit 20% equity. Also as turbospartan said, I have a feeling the market will be slowing down soon. Prices around Dallas have gotten absolutely ridiculous, and I don't see how it can continue to go up. Prices are going to stall soon and eventually start dropping again as fewer people list their homes. I wouldn't be surprised if we end up back in a buyers market across a large part of the nation in the next couple years.WE PUT DOWN 20% LAST YEAR. YOU CAN PUT DOWN AS LOW AS 3.5% I THINK OR EVEN NOTHING IF YOU ARE A VET. GOTTA BE CAREFUL WITH LOW DOWN PAYMENTS THOUGH FOR ALL THE REASONS TURBOSPARTAN POINTED OUT.
This is all correct. 3.5% for an FHA loan or if you have VA benefits, you can do a 0% down loan. Conventional loans can be had at 20% down. As turbospartan mentioned though, you'll end up paying PMI on anything under 20%, but those payments go away once you hit 20% equity. Also as turbospartan said, I have a feeling the market will be slowing down soon. Prices around Dallas have gotten absolutely ridiculous, and I don't see how it can continue to go up. Prices are going to stall soon and eventually start dropping again as fewer people list their homes. I wouldn't be surprised if we end up back in a buyers market across a large part of the nation in the next couple years.
You're pretty much correct in that PMI could potentially never really expire, but I think it all depends on loan terms. Almost all of the lenders I dealt with set it to expire after 20% of equity was met. Should have clarified that in my post. Each loan has so many dependent clauses in it that it shouldn't be stated as a sweeping statement. It really depends on your lender and your credit score.Fact check me but I believe 3.5% on FHA requires PMI all the way through the life of the loan, even after you exceed 20% equity. You wind up spending more on PMI and Interest than the house is worth if you carry the loan through maturity
IMO less is more, i would just wall mount the tv and get a tall media cabinetNeed some thoughts about this wall. Its already mounting ready as far as hidden cables, but I'm to figure out a good entertainment system (cabinet, wall backing, etc.) for it.
I like the Norlotti and Manhattan Comfort center I've seen online, but also considering just covering the entire wall with wood planks.
Norlotti:
Manhattan Comfort:
Anyone here have a bonsai ? Always liked them but never got one for whatever reason
This one here is fresh with the little water pond too might cop for my desk
Need some thoughts about this wall. Its already mounting ready as far as hidden cables, but I'm to figure out a good entertainment system (cabinet, wall backing, etc.) for it.
I like the Norlotti and Manhattan Comfort center I've seen online, but also considering just covering the entire wall with wood planks.
Norlotti:
Manhattan Comfort:
ears1351 super dope spot.
What is the skate deck in your first pic?
Also - what is your avatar / profile pic? Looks like a Salvador Dali-ish twist on Wolverine?
Here’s my current spot, but I’m moving in a couple of months!