- 6,557
- 1,188
The points are garbage compared to the interest most people end up paying. 1-2% cash back. Come on. This is like buy $500 of food and you'll get a free turkey or spend X amount of money and you'll get 10-20 cents off a gallon of gas. It's all marketing. Why do you think credit card companies spend so much on ads to sell you their cards? There are responsible people here, but if everyone were so responsible we wouldn't have so many debt consolidation services all over the place.
The Cash Back adds up, especially when you pair it with other cash back websites. Furthermore, depending on how you use your credit card can allow you to avoid interest. I for one, pay off my balance every month.. Interest is for suckers. (** only in very desperate circumstances)