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- Jan 21, 2004
So ADC took out the money from your CC, but refund it later on?
It shows as pending but pending is deducted from available balance. So once the normal process time passes. Usually three days, the pending charge falls off because there's no order for ADC to collect payment on and the funds are releases and your available balance is back to normal. As apposed to three days to process an order then another 3-5 waiting on a refund for a completed return order