- 19,742
- 25,927
- Joined
- May 27, 2017
Actually having a balance plays a huge part in my experience. The cards I use the most, they give me a credit line increase when I request it(Discover and Amex just gave me additional $7k each when I requested it a couple weeks ago). The cards I don't use like capital one, they don't give me a CLI. The creditors want to see you using their card monthly and paying off the statement balance in full every month.my income is up there, they just been stingy. I complained about it for years
I mean I haven't had a balance on the card in a long time but that most likely doesn't play a part