Man anyone mess with these Credit Score sites?

luckyluchiano

luckyluchiano

14,978
4,241
Joined
May 26, 2003
So I check my score over the summer and it was high as heck, primarily because I didnt have many credit cards, and i paid my stuff on time always, so I get a best buy card for the reward perks, and see my joint drop 50 points, I`m like 
eek.gif
, So I check again today since that was in Dec and it look like my joint went up like 20 points,then I refresh my browser and it dropped 30 
eek.gif
 
roll.gif
roll.gif
roll.gif
roll.gif
sick.gif
sick.gif
sick.gif


Are inquiries and crap that lethal? I swear this junk is for the birds.
 
So I check my score over the summer and it was high as heck, primarily because I didnt have many credit cards, and i paid my stuff on time always, so I get a best buy card for the reward perks, and see my joint drop 50 points, I`m like 
eek.gif
, So I check again today since that was in Dec and it look like my joint went up like 20 points,then I refresh my browser and it dropped 30 
eek.gif
 
roll.gif
roll.gif
roll.gif
roll.gif
sick.gif
sick.gif
sick.gif


Are inquiries and crap that lethal? I swear this junk is for the birds.
 
the inquires don't lower your score that much n u get the points back in about 6-8 weeks...
 
the inquires don't lower your score that much n u get the points back in about 6-8 weeks...
 
Lucky if u gotta check your score use annualcreditreport.com

that is the government run website that gives you your score for free..... You can only use it once a year tho
 
Lucky if u gotta check your score use annualcreditreport.com

that is the government run website that gives you your score for free..... You can only use it once a year tho
 
Originally Posted by LuckyLuchiano

Originally Posted by JohnnyRedStorm

Checking your score lowers it.
Click to expand...
which is the most idiotic thing I've ever heard of. I swear you gotta love the USA
Click to expand...
Checking your own credit does NOT lower your lower score. Other companies checking  your score (inquiries) lower your score.  I guess the logic is that someone who is constantly looking for new credit is desperate.

I use Total Credit Check, it's owned by Equifax and lets me check my credit everyday.
 
Originally Posted by LuckyLuchiano

Originally Posted by JohnnyRedStorm

Checking your score lowers it.
Click to expand...
which is the most idiotic thing I've ever heard of. I swear you gotta love the USA
Click to expand...
Checking your own credit does NOT lower your lower score. Other companies checking  your score (inquiries) lower your score.  I guess the logic is that someone who is constantly looking for new credit is desperate.

I use Total Credit Check, it's owned by Equifax and lets me check my credit everyday.
 
Originally Posted by TheWealth

Originally Posted by LuckyLuchiano

Originally Posted by JohnnyRedStorm

Checking your score lowers it.
Click to expand...
which is the most idiotic thing I've ever heard of. I swear you gotta love the USA
Click to expand...
Checking your own credit does NOT lower your lower score. Other companies checking  your score (inquiries) lower your score.  I guess the logic is that someone who is constantly looking for new credit is desperate.

I use Total Credit Check, it's owned by Equifax and lets me check my credit everyday.
Click to expand...
is that a Pay service?
 
Originally Posted by TheWealth

Originally Posted by LuckyLuchiano

Originally Posted by JohnnyRedStorm

Checking your score lowers it.
Click to expand...
which is the most idiotic thing I've ever heard of. I swear you gotta love the USA
Click to expand...
Checking your own credit does NOT lower your lower score. Other companies checking  your score (inquiries) lower your score.  I guess the logic is that someone who is constantly looking for new credit is desperate.

I use Total Credit Check, it's owned by Equifax and lets me check my credit everyday.
Click to expand...
is that a Pay service?
 
Originally Posted by LuckyLuchiano

Originally Posted by TheWealth

Originally Posted by LuckyLuchiano

Originally Posted by JohnnyRedStorm

Checking your score lowers it.
Click to expand...
which is the most idiotic thing I've ever heard of. I swear you gotta love the USA
Click to expand...
Checking your own credit does NOT lower your lower score. Other companies checking  your score (inquiries) lower your score.  I guess the logic is that someone who is constantly looking for new credit is desperate.

I use Total Credit Check, it's owned by Equifax and lets me check my credit everyday.
Click to expand...
is that a Pay service?
Click to expand...
Yeah, it's called Credit Check Total, it's $29.95/month but I got it 50% off.
 
Originally Posted by LuckyLuchiano

Originally Posted by TheWealth

Originally Posted by LuckyLuchiano

Originally Posted by JohnnyRedStorm

Checking your score lowers it.
Click to expand...
which is the most idiotic thing I've ever heard of. I swear you gotta love the USA
Click to expand...
Checking your own credit does NOT lower your lower score. Other companies checking  your score (inquiries) lower your score.  I guess the logic is that someone who is constantly looking for new credit is desperate.

I use Total Credit Check, it's owned by Equifax and lets me check my credit everyday.
Click to expand...
is that a Pay service?
Click to expand...
Yeah, it's called Credit Check Total, it's $29.95/month but I got it 50% off.
 
I need to check my other 2. I found all kinds of sites to check my Experian free or get a free trial on a membership then I just check it and print it and cancel auto renew. But I have never seen my other 2. My Experian is all jacked up with false, derogatory information and Premier Bank won't update their entry, so I know the other 2 must be jacked as well.
 
I need to check my other 2. I found all kinds of sites to check my Experian free or get a free trial on a membership then I just check it and print it and cancel auto renew. But I have never seen my other 2. My Experian is all jacked up with false, derogatory information and Premier Bank won't update their entry, so I know the other 2 must be jacked as well.
 
You must log in or register to reply here.

The ultimate sneaker enthusiast community.

NikeTalk was created as a way of giving back to both the sneaker enthusiast community and to the greater global community of which we are all a part.

NikeTalk is NOT affiliated with Nike Inc. in any way, shape, or form. All opinions expressed herein do not necessarily reflect those of Nike, Inc.

© 1999-2024 NikeTalk.com

Share this page

Back
Top Bottom