Pretty sure you keep your VC. It isn't only used in My Player; it's also used elsewhere ie: My Team, and the amount of VC you have is shared throughout the game per account. Just guessing though.
so far, the combination of Optic White and HP (not diluted) every morning and night is definitely showing some progress. My tongue feels strange, though. Gonna start diluting.
All I have right now is this Hugo Boss. Currently looking in to: A*Men Pure Malt, D&G The One, Versace Pour Homme, Bleu De Chanel, Chanel Allure Homme Sport, and the usual YSL's.